I could have written this post, actually im sure i did a few years ago before DD came along. My DP spent all his money every week on crap. He got a $20,000 loan and had nothing to show for it plus over $10,000 in credit cards. It got to the point we had to scab off his family, my family and would have to sell our belongings just to eat. We fought CONSTANTLY until eventually... those on my FB will remember me ranting on about him spending $800 in one night at his best mates bucks, he left us with no money for food we had no money to get DD her things she needed... she was 8 weeks old. It almost ended our relationship, i lost all trust in him and it was then i put my foot down and turned into a naggy controlling wife.

We now have a joint account so i can see what he spends and if its excessive he has to explain to me why and if its not good enough i punish him by not letting him buy anything next pay. It does feel like i am parenting him but its what he needs. Its even so bad he will call me to ask if he can buy a magazine but its the way it has to be.

I do allow him to buy things he wants but i have to know the cost what benefit we'll both have and he has to save for it, no more loans or credit cards.

It really works for us. We are now out of debt which is great we have money every week and even have savings which we have never had.

If he ever has a go that i control him i remind him about the bucks and how he really let me down.